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Showing posts with label Scam. Show all posts
Showing posts with label Scam. Show all posts

Monday, November 9, 2009

John's key to hiding Rodney and honing Harawira

There's a lot of fuss at the moment about Rodney Hide and Hone Harawira misusing the parliamentary travel perks for private benefit. The media had a go at Chris Carter a while back, but when they were challenged that had he been heterosexual they wouldn't have done this they went quiet. Having carefully checked that both Hide and Harawira are heterosexual they decided that they could bay for blood over much lesser amounts.

All humour apart, Rodney Hide's infraction was particularly galling to many as he has publicly stood up a "perk buster" for a few years and was specially vigorous in that role before he took over as leader of ACT. It used to really gall me that he was going on and on with a populist line more fitting of Winston Peters than a party of principle like ACT, but to be fair the press wasn't reporting ACT except for Rodney, so it was a way of getting some publicity however bad.

On the other hand, Hide was merely using a benefit that is part of his employment package. It's really no worse than airline staff using the travel perks they get or bank staff and their cheap mortgages, if these still exist.

Hone Harawira was sent to Brussels for some kind of meeting with officials of the European Parliament. Don't ask me why they made the trip, but Europe is a very important trading partner and any improvement in relationships can only be good, so even if it was a touchy feelie thing, it's still of benefit to New Zealand. The only problem is that Harawira decided to bunk off from the last day of the trip and go to Paris to try and solve the Da Vinci code. When this was discovered he is supposed to have sent a private email couched in very offensive terms to another party member. Normally I wouldn't condone racist outbursts like that, but in this case it was a private email to another member of the Maori party, and should have stayed private. In other words it was a beat-up.

There's a big fuss at the moment, but it will all blow over after a bit for a few reasons and Harawira will not be expelled from the party nor punished in any meaningful way. The main one is that although it is a racially organised party, the Maori party is pluralistic and diverse party and not some kind of Nationalsozialistische Maori Arbeiterpartei. While other parties such as ACT or The Greens can appeal to a narrow economic or social segment of the population, Maori cover the range of demographic groups from Kaumātua and Kuia like the highly educated, urbane Pita Sharples and the grandmotherly Tariana Turia to the opposite extreme; and the Maori party has to find how to appeal across that huge diversity. Harawira does appeal to the economically disadvantaged Maori in a way that neither Sharples nor Tariana Turia will. The NZ Herald has just published a "Marae-DigiPoll survey" about Maori attitudes to the Maori party and other Maori politicians that shows that the three most popular Maori politicians are Sharples 33%, Turia 16%, and Harawira 6.4%.

Rodney Hide needs to make serious attempts of eating humble pie and repairing his reputation ... either that or he needs to go. ACT is a party of principle and must live or die by those principles. It's no excuse that members of the tired old centrist duopoly had their rorts ... nobody expects otherwise of them. It's no excuse that the Greens used their pension scheme for their rental scheme ... for all the ecological rhetoric, the Greens are a doctrinaire socialist party and still hold with Lenin's slogan "Expropriate the expropriators" and although many Maori deplore the ripping of of the system, others have been raised on an attitude of dependency and see nothing wrong with ripping off the government.

Hone Harawira is quite safe, as long as his support remains a lot less than theirs, Sharples and Turia won't touch him as they need him, or someone so like him to make no difference, to appeal to the minority segment of Maoridom he holds for the party. They'll make tut-tutting noises, but they are both to clever to alienate him or his electorate. Nor should they, their party is supposed to represent Maori and Maori interests and that means trying to appeal to all Maori. As John Key put it recently in a different context, Parliament needs diversity in order for the House of Representatives to actually be Representative.

Thursday, May 7, 2009

Doctors Overcharging Tourists

Recently a scam being perpetrated on tourists by New Zealand doctors has come to light and has received publicity on NZ television.

In Aotearoa / New Zealand our medical service is partially funded by charges made to the patients and partially funded from taxes. Hospital care at public hospitals is free for New Zealand citizens and permanent residents and depending on circumstances, half or more of the costs of visits to general practitioners is covered by the government for New Zealand citizens and residents.

Usually tourists have to pay the entire cost of their medical care and are expected to have travel insurance to cover the cost, but because of two treaties, one between NZ and Australia and the other between NZ and the United Kingdom, tourists from those two countries are entitled to receive medical care here on the same basis as New Zealanders and kiwis touring in those countries are entitled to receive medical care on the same basis as locals.

At the practical level, this all means that when tourists (other than British or Australians) visit a general practitioner or an after hours medical service they get charged a higher rate than locals. Recently a young woman from England was visiting here when she got sick. She needed ongoing treatment and visited several doctors as she continued her travels around the country until she visited a doctor who charged her a lot less than the other doctors had charged her. Thinking that the doctor had made a mistake she queried the charge and when she did, the story came out. The final doctor had correctly applied the subsidy and charged her the same as she would have charged a local.

I suppose the story would normally have ended there, but the honest doctor was so incensed by the poor treatment the young English woman had received that she went to the media. Naturally the overcharging doctors refused to talk to the television reporters and we can assume that they will continue to do this.

There's a lesson in here, one that will be hard to get out. If you're an international tourist you need to have travel insurance and medical insurance is part of that, but you also need to find out in advance what the rules and common practices are at your destination. If you're an Australian or Briton coming to New Zealand, remember that you are expected to pay the same as locals.

Originally published on Qondio

Saturday, September 13, 2008

Biting the hand

The Internet is widely known as the home of scammers, but this one just made me laugh. It's on a .com site called NZDate -- obviously a play on the well known and respected NZDating.com
NZDate has been online since 1997, and boasts over Millions of members from New Zealand. Everyday 1000s of people flock to NZDate to find a date or soulmate. Now, you too can cash in on this multi-million dollar venture by participating in our affiliate program
A quick whois check shows it was registered in 2003, but the real give-away here is the "over Millions of members" claim. Anyone who thinks about the size of the New Zealand population would have no trouble realising that that figure is way too high. Have a quick guess how many members the real NZDating site has ... I've decided I'd have no trouble believing any figure between 100,000 and 250,000 (with probably 10% of those still active) but there is no way that 1/2 our population is on a dating site.

So, what do these people think they are doing with this transparent scam? Obviously they are at least covering their costs or they wouldn't have kept it going for 5 years. The domain name is registered with Wild West Domains which is Godaddy's reseller vehicle, so may have been registered for very little, probably around US$7/year. The hosting is probably bottom of the barrel shared hosting, probably costing under $10/year per domain name, and I'll wager they have domains for quite a few countries all pointing at the same hosting and sharing the same software. So once it's going I guess they only need one of their cheapest sign-ups a year at US$39.95 a month, with the rest being profit. By comparison the non-free upgrade of NZDating is NZ$59.95 for a year.

They are even prepared to offer affiliates 40% to 50% of the sign-up fee. Again if they can find enough stupid people I guess it's money for jam, and if the affiliates can funnel stupid people at them then why not?

I wouldn't have worried too much, except I discovered this little gem while searching out New Zealand affiliate programs for a directory I'm creating. In one of my fits of originality it's called Affiliate Directory. I've built directories from scratch before, but this one is hard going, New Zealand businesses don't seem to have bought into the affiliate marketing model, and unfortunately many of those who do haven't though it through properly. I'm only interested in listing programs that are of use to New Zealand web-masters and that means they have to get paid for their efforts. Aside from obvious scams like NZDate, I'm finding apparently genuine NZ businesses who want affiliates to send them orders, and then pay those affiliates through a US plan that will only pay in US currency ... ever tried to clear a US "check" through the NZ banking system? Some banks will charge up to $50.

Other sites are offering capped commissions. Hello? Your affiliate partner is sending you additional sales you wouldn't have got. If you're prepared to give them commissions on their first few sales, why not on all of them? You're still making the same profit per sale, so why not pay the site that made those profits possible?

The webmasters in affiliate schemes are providing a valuable service for the scheme owners. They are finding ways of sending potential customers to the vendor, and as unlike pay per click, they only get paid when the prospect actually buys something, they are only trying to send qualified prospects through. There are some very serious affiliate webmasters out there who work at it as a full-time job. They work hard and they deserve to be treated as the professionals they have become.

Over the last few days it feels like I've looked at close to 1,000 affiliate scheme sign-up pages, probably only half that in reality. From these I've extracted 50 that I've added to the directory and another 20 where I've queried the scheme owner about the parameters of their scheme. Of the ones I've rejected, there are a few sites that operate under many different names, several foreign schemes that register .co.nz domains but aren't interested in paying in NZ$, quite a few shops with default osCommerce affiliates pages (i.e. no scheme), a lot of schemes that don't seem to understand that they are forging a partnership. In amongst this there are the ones that made the exercise worth while.

Update 7:30 PM

The very next site I looked at after publishing this article is a shining example of how to do it right. eNautical provide home study boating and marine courses and on their affiliate page explain the affiliate process in simple language, including projected earnings for a couple of likely scenarios.

 


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